Welcome to this historic 2-story commercial building (used to be Peoples Bank, original vault is still there), located in the heart of St. Charles! This property offers a unique opportunity for investors/business owners! The upper level can be easily converted into a spacious living area, two separate apartments, or used for additional commercial rental space, allowing for endless possibilities. The recently approved $85M City Centre Complex will be approx. 1 block south to include a new City Hall, Senior Center w/ Rec Center, Arts & Cultural Center, restaurant incubators, and more! Plans are in the works to re-do 2nd St. next year and put in new storm drains. Don’t miss out on this amazing opportunity to own a piece of St. Charles history. Schedule your showing today and unlock the full potential of this one-of-a-kind property! Property is available for lease as well as purchase.